Protectif® is an online medical screening system for travel insurance, giving more accurate medical assessments.

We have developed our own screening system, Protectif®. This medical risk rating tool gives a clearer picture of a customer’s health – allowing the insurer to price policies more accurately and fairly for the customer.

Other standard screening tools might lump all customers living with conditions like epilepsy or asthma into one single category. We take a closer look at how stable their conditions is, and how well it is being managed.

This isn’t about trying to exclude those who have existing health conditions. Our data-led approach enables us to provide insurance, at an appropriate cost, to many people who may not have been able to get cover elsewhere.



This has helped us become a leading travel insurer for medical conditions, such as cancer, epilepsy, cystic fibrosis and many more.

  • 700,000 policyholders screened each year using Protectif

Protectif offers a number of different in-house screening services for partners

  • Outsourced medical screening
  • Branded medical screening
  • Online medical screening
  • Stand-alone or fully integrated services.

Some brands already using Protectif include Insurancewith, Boots Travel Insurance, and World First Travel Insurance.


If you are interested in finding out more about our Protectif Medical Risk Rating please get in touch

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documentIf you want to find out more about our different travel products, buy an insurance policy or make a claim please get in touch.

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Why tifgroup?


One of the Largest Travel Insurance Providers in the UK


Award Wining Online Solutions


Proprietary 'Protectif' Medical Risk Rating System

In Excess of £145m GWP Annually

Case Studies

Insurancewith Travel Insurance

Insurancewith is one of the leading travel insurers for holidaymakers with medical conditions.

What they're all saying

Testimonial from our lovely clients

“Fully comprehensive service ranging from medical screening to claims handling.”

Go Walkabout

“Holidaysafe has worked with tifgroup for over ten years, during which we have been awarded numerous consumer awards.”


“Protectif forms the backbone of what we can achieve at Insurancewith. As a common-sense approach to risk, we are able to provide our customers with affordable travel insurance that accurately reflects the risk of their travel.”