tifgroup is a specialist travel insurance underwriting agency. It is the UK representative of Union Reiseversicherung AG (URV) – part of Germany’s largest banking group, Versicherungskammer Bayern Group.

Like tifgroup, URV is committed to delivering exceptional customer service, and value for money products.

tifgroup is authorised and regulated in the UK by the Financial Conduct Authority (FCA). URV is authorised in Germany by BAFin, and subject to regulation in the UK by the FCA.

URV is a member of the Financial Services Compensation Scheme (FSCS). This Government-backed safety net ensures valid insurance claims will be paid in the event of the insurer running into financial difficulties or going out of business.

The FSCS will pay claims up to £2,000 in full, then 90% of any larger claim.