We have grown on average, by 50% year on year, and we currently managing £145m GWP. By taking an innovative approach to all aspects of underwriting and control in managing risk and associated claims, tifgroup has been able to regularly maintain profitable loss ratios whilst continuing to grow. Managing a loss ratio has many factors which tifgroup have brought in-house, increasing profitability for its carrier URV year on year.

We believe that the way in which travel underwriters approached the rating of policies for those with medical conditions, especially cancer, needed to complete overhaul, leading to the launch of Protectif, our in-house medical risk rating tool. Protectif challenged the methodologies adopted by other risk rating tools, by asking customers about medication rather than the actual condition, and setting a rate based on the actual travel risk.

Because of this, we have been successful in winning multiple awards for our services and through our direct brands.IT Award Gold Winner


We can only thank our team for their dedication and hard work which has resulted in us winning many awards, some of which are:

  • tifgroup – Insurance Times ‘MGA Initiative of the Year’ Gold Winner 2018
  • Holidaysafe – Your Money ‘Best Online Travel Insurance Provider’ 2018
  • Fiona Macrae – Building Public Trust Award 2018
  • Holidaysafe – Which? ‘Recommended Provider for Travel Insurance’ May 2017 and May 2018
  • tifgroup – Insider Honours ‘MGA of the Year’ 2017
  • tifgroup – Insurance Times ‘MGA Initiative of the Year’ 2017
  • Insurancewith – Insurance Times ‘Customer Champion of the Year’ 2017


awards photo